Monday, August 4, 2014
A New Programme of Financial Inclusion - opportunity to Gramin Dak Sevaks -- NEWS
Government to Launch A New Program of Financial Inclusion in Mission Mode to Provide Households with Facilities of Savings, Credit, Remittances, Insurance and Pension: FM
The
Union Finance Minster Shri Arun Jaitley said that the Government is
going to launch a new program of Financial Inclusion in Mission Mode
which will provide households with facilities of savings, credit,
remittances, insurance and pension among others. He said that this is a
marked shift from earlier effort where only opening of account was the
focus of the financial inclusion drive. The Finance Minister Shri
Jaitley was speaking after holding a meeting with theChief Executive
Officers (CEOs) of Public Sector Banks (PSBs) and Financial
Institutions(FIs) here today.
The
meeting was attended among others by Shri G.S. Sandhu, Secretary,
Department of Financial Services, Deputy Governor, Reserve Bank of
India, Ms. Snehlata Shrivastva, Additional Secretary, Department of
Financial Services, Chief Executive Officers (CEOs) of Public Sector
Banks and Financial Institutions and senior officers of Ministry of
Finance.
The
Finance Minister Shri Jaitley further said that this time the
Government is targeting the individual households rather than the
village. He said that there are 7.5 crore households in the country who
do not have bank account so far. The Finance Minister said that the
Government is targeting that every village should get a banking facility
within a reasonable distance and that every household should have at
least one bank account within the time frame of one year. This is a big
challenge and there are several difficulties like lack of connectivity
and infrastructure facilities etc, the Minister added.
The
Finance Minister Shri Jaitley said that in our country where we have
very low levels of financial literacy, it is essential that people
understand the importance of availing financial services which will
enable them to participate in the growth story. Therefore, financial
literacy will receive a special emphasis in this new programme of
financial inclusion, the Minister added.
The
Finance Minister Shri Jaitley said that technology has made rapid
strides in recent times and, therefore, the Government must use
technology, especially mobile based services in a big way to achieve the
desired results. The Government has integrated provisions of access to
banking facilities, account opening, financial literacy, credit
availment, micro insurance and pension, the Minister added.
The Financial Inclusion Mission has two phases starting from 15thAugust this year. The first phase will get over by 14thAugust, 2015 and the second Phase by 14thAugust, 2018. Most of the activities will be done in Phase – I and insurance and pension would be covered in Phase – II.
The
Finance Minister Shri Jaitley added that the previous efforts did not
involve the State Government and District administration. He said that
this time the State Governments have been requested to achieve this
ambitious task. There would be State level and District level Committees
to monitor the progress under the plan, the Minister stated.
The
Finance Minister Shri Jaitley said that there was no pull factor in the
earlier campaign where people could demand access of banking facilities
in their villages. He added that under the Mission,
there would be awareness generation amongst the people so that they can
ask for opening of their bank accounts by the banks and the business
correspondents.
The
Finance Minister Shri Jaitley stated that in the past, the Know Your
Customer (KYC) process was very cumbersome. This has now been eased and
the e-KYC facility has been introduced in the banks.
Comparison between Old Financial Inclusion Programme and New Programme.
Old Program
|
New Program
|
Village based approach for villages where population greater than 2000 (Limited Geography)
|
Households in all villages
|
Only Rural
|
Both Rural and Urban
|
Mobile BC
|
Fixed Point BC in each SSA comprising of 3 to 4 villages. This visit other villages in the SSA on fixed days.
|
Focus on opening of Basic Savings Bank Deposit Accounts (BSBDA)
|
Focus
on Financial Literacy, opening of BSBDA Account, Convergence with other
subsidy schemes& Micro Insurance/Pension, RuPay Debit Card, USSD
Scheme, Kisan Credit Card
|
Monitoring by banks
|
Monitoring Mechanism at Centre, State, District level. Active participation of state and district emphasized.
|
Operation of Accounts offline; separate server.
|
Accounts on line ‘on CBS of banks. Provision of RuPay Card to each account holder giving him freedom to operate anywhere
|
Besides
above, the following decisions were also taken in today’s meeting of
the CEOs of Public Sector Banks and Financial Institutions which was
chaired by the Union Finance Minister Shri Arun Jaitley.
- New emphasis on fixed point Business Correspondents (BCs) like :
o Common Service Centres (CSCs)
o Gramin Dak sevaks
o PDS shops
o NBFCs
- Banks to explore the possibilities of installing ATMs in rural areas under RBI subsidy scheme
- Convergence with the efforts of UIDAI to enroll beneficiaries for Aadhar number during account opening
- Convergence with the efforts of other programmes of SHGs / JLGs
- e-KYC to be used for opening of accounts in the camps where Aadhaar number is available
- Financial literacy material would be standardized by IBA
- Logo / tagline of the plan to be used on all correspondence material for one year
- Overdraft facilities would be after satisfactory operation
- Grievance redressal cell at State level by State Level Banker’s Committee(SLBC)
- In order to ensure viability of BCs Banks would start a financing scheme
- Banks would take Micro ATMs which are Aadhar enabled
- All Pass book based KCCs to be enabled on Rupay card
- Mobile wallet cash points also to be used as BCs
- Monitoring mechanism strengthened.
- State Governments requested to depute an officer to SLBC for monitoring purpose
Friday, August 1, 2014
INTERACTION WITH IPS PROBATIONERS
Com. Giriraj Singh, President NFPE and General
Secretary, AIRMS & MMS Group ‘C’ attended Rafi Ahmed Kidwai National Postal
Academy (RAKNPA) on invitation and had interaction with IPS probationers on 1st
August 2014. He explained the role played by NFPE in the Postal Department and
also replied about 30 questions raised by the IPS probationers. Details will be
published later.
EDITORIAL POSTAL CRUSADER
“WE SHALL OVERCOME”
OBSERVE “WEST BENGAL SOLIDARITY DAY” ON 27.08.2014
The National Secretariat meeting of the Confederation of Central
Government Employees & Workers has given a nationwide call to observe “West
Bengal Solidarity Day” on 27th August
2014 to express full support and solidarity with the struggle of the people and
working class of West Bengal including Central Government employees, for
restoration of democratic rights.
Trade Union movements and its workers all over West Bengal are perpetually
subjected to violent attack by the hooligans abetted by the leaders of ruling
party of the state. Such attacks are often accompanied by repression of state
police force. Central Government Employees movement being part of Trade Union
movement is also bearing the brunt of the wrath of ruling class and state
administration.
In 2011 when a union backed by the ruling political party tried
to capture a Union office of Confederation affiliate at Nizam Palace, Kolkata,
by force, leadership of C-O-C West Bengal (State union of Confederation) rushed
to the venue to protest. A few employees who are the members of parallel union,
supported by hundred of outsiders of ruling party, attacked our comrades with
iron rods and bamboo sticks. Secretary of Confederation affiliate, i.e; CPWD
workers Union and one activist of the union suffered multiple injuries
including head injuries. They had to be admitted in intensive care unit of a
hospital and after untiring efforts of some doctors their lives could be saved.
Four C-O-C members were also severely beaten up. General Secretary of the C-O-C
was also not spared. Police framed cases against our comrades under charges of
rioting, carrying deadly weapons, causing injury etc. However, with the
firmness of the Union activists Union office could be retained.
Beginning with this, there have been innumerable incidents of
attacks and intimidation. No strike at the call of Central Trade Unions or
Confederation could be observed without violent attacks. Postal employees in
the districts are worst sufferers. Employees living near post office are
forcefully brought to work place by police and the cadres of ruling party. In
one case after police broke open the door of a post office at Belghoria, North
24 Parganas, which was closed due to 100% strike, lady Asst. Postmaster was
ordered to work. As she refused to break strike she was badly beaten up in
broad day light.
Our comrades, especially Gramin Dak Sevaks in villages are
compelled to leave their houses as they are supports of left forces and
carrying red flags of their union. Attacks were made on the Conferences of
Postal Union and Pensioners Associations in various places including Kolkata.
The displaced comrades could not attend office and are forced to go on leave.
Some of the GDS had to face disciplinary action for continuing on leave beyond
180 days.
Now-a-days local political leaders are intervening in
administrative matters like transfer and posting etc. Many Divisional
Superintendents are meekly following the orders of ruling political party
leaders in this matter. Further, at the instance of such leaders, NFPE members
are proceeded against in some cases as subsidiary offenders while primary
accused are helped to find escape-route.
During the last two days strike at the call of Confederation,
outsiders carrying flags of ruling political parties attacked striking
employees at Geological Survey of India Head Quarter and Ayakar Bhawan (Income
Tax office) at the heart of the city.
Recently some followers of ruling party working in Botanical
survey of India office, failed to get recognition of their union as they could
not muster the support of more than five percent of employees. This enraged the
political leadership and the followers of one Minister of West Bengal
Government who is regularly raiding the Botanical Garden at Howrah District to
intimidate the employees illegally entered the Garden and torn flags of BSI
Employees Associations and fixed their political party’s flag in the office
premises, threatening and abusing our employees.
During the previous one day strike of Confederation and two days
strike of Central Trade Unions attacks were launched by ruling party hooligans
at Barrackpore, Kalyani, Contai, Tamluk and few other places where striking
Postal comrades were manhandled. In Barrackpore sub Post office the Sub
Postmaster was made to wear a garland of shoes and abused. The same was
propagated through electronic media in order to defame not only that particular
comrade but also all strikers. Comrades who are manhandled during strike cannot
file police case as they were afraid of being arrested by police on false
charges.
Administration especially in Postal Department taking advantage
of the situation are harassing and issuing charge sheets against NFPE
activists. The Appellate authorities also suo-moto review the penalties and
impose severe punishments. Three comrades are awarded compulsory retirement.
Those three cases were for launching demonstrations. Attempts are being made to
change union by way of intimidation and threats by supporters of ruling party.
Inspite of it, most of the new recruits are enrolling in our union only due to
the sustained effort of our comrades. Ruling party leaders are intervening in
the internal affairs of the Postal Administration to get our leaders
transferred out of station. The common employees, especially lady employees are
being transferred to inconvenient places and after putting them in trouble the
transfer orders are reversed if the employees join unions supported by ruling
party.
It is in the above background Confederation has taken a decision
to extend full support and solidarity to West Bengal comrades. NFPE calls upon
All India/Circle/Divisional Unions to implement the call in true spirit all
over the country. Let us tell our West Bengal comrades that they are not alone
and the entire Postal fraternally is with them.
Thursday, July 31, 2014
FORMATION OF AIPEU-GDS (NFPE), NANDED DIVISIONAL BRANCH (MAHARASHTRA)
Com. A P Wagawad Assistant Circle Secretary, AIPEU Group ‘C’ Maharashtra Circle
reported from Nanded
NFPE
Group Unions Joint Bi-annual
conference i.e. P-III, P-IV and GDS of Nanded Divisional
Branch has been conducted on 27/07/2014. Com Tamhankar, Com. Mangesh
Parab, Com. Palav & Com. Pardesh was Present in the said conference.
We formed AIPEU-GDS (NFPE)
Nanded Divisional Branch Nanded (Maharashtra).
NFPE CHQ Congratulates Nanded Divisional Union
Wednesday, July 30, 2014
7 CPC-- Visit Bengaluru between 25th to 27th August 2014
The
commission has, in its first phase of interaction, been seeking the
views of various stakeholders on its terms of reference. To this end,
meetings have been held in Delhi with various organisations and heads of
various agencies.
In
its second phase of interaction, the Commission plans to hold meetings
in different parts of the country to facilitate stakeholders staying in
various areas to present their views personally before the Commission
and ensure larger representation. This exercise is being undertaken to
enable the Commission to get a firsthand impression about the
functioning and the condition of service prevailing in different parts
of the country.
Accordingly,
the Commission, headed by its Chairman, Justice Shri A. K. Mathur,
proposes to visit Bengaluru between 25th August and 27th August 2014.
The Commission would like to invite various
entities/associations/federations representing any/all categories of
employees covered by the terms of Reference of the Commission to present
their views.
Your request for a meeting with the Commission may be sent through e-mail to the Secretary, 7th Central Pay Commission at secy-7cpc@nic.in .
The memorandum already submitted by the requesting entity may also be
sent as an attachment with this e-mail. An early response in this regard
would facilitate proper scheduling of the meetings.
Tuesday, July 29, 2014
GRAMIN DAK SEVAKS CHEATED BY RECOGNISED GDS UNION
Who is
trying to create confusion among GDS Fraternity by spreading false news and
false propaganda?
Where is
the “Respectful Agreement” of Recognised GDS Union of Mahadevaiah?
Mahadevaiah’s recognised GDS Union claimed that he has signed
a “Respectful Agreement " with Department by agreeing for separate committee for
GDS. Thus with the permission and approval of Mahadevaiah’s Recognised GDS Union, Government excluded GDS from 7th CPC.
NFPE, FNPO and JCM Staff side Demanded inclusion of GDS under
7th CPC. Mahadevaiah wrote to the Department not to allow NFPE &
FNPO to take up GDS case. Thus Mahadevaiah’s Recognised GDS Union alone is
responsible for Government’s refusal to include GDS under 7th CPC
and Grant of Civil Servant Status.
Mahadevaiah is now telling that he will organize agitiational
programmes for inclusion of GDS under 7th CPC . After signing
“Respectful Agreement” agreeing for separate committee what is the need for
playing another Drama for inclusion in 7th CPC . Who is cheating the
GDS? Who is creating confusion among GDS? Who is spreading False News?
Recognised GDS Union has lost its credibility.
AIPEU-GDS
(NFPE) IS THE ONLY GDS UNION FIGHTING FOR THE CAUSE OF GDS JOINTLY WITH NFPE
(P. Pandurangarao)
General Secretary
AIPEU GDS (NFPE)
No comments:
Post a Comment